TripKavach Travel Protection

Plan Benefits & Coverage

Compare our three coverage tiers side by side. Every plan includes worldwide protection with no deductible and no copayments, and 24/7 emergency assistance in your language.

Worldwide coverage $0 deductible No copayments 24/7 assistance in your language

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Included = covered with no separate sub-limit. Amounts shown are maximum coverage in USD. Coverage is governed by the plan Terms & Conditions.

Eligibility & terms

Coverage: Worldwide
Deductible: $0 · No copayments
Ultra & VIP: ages up to 84 (75–84 at a higher premium)
VIP Plus: ages up to 74

Short-Term (Daily)

Protection for a single round trip.
Pay only for the exact days you travel.
From 5 days up to 60 days.

Long-Term (Long-Stay)

For long single trips — students, work assignments, extended stays.
From 61 days up to 365 days.
Same coverage tiers apply.

Plan Conditions & Requirements

COVID-19

Our plans have Covid 19 coverage included up to age 75.

Waiting period

There is a 5-day waiting period for all benefits if the plan is purchased while you are already at your destination. There is no waiting period if you purchase before departure.

Request for assistance

It is the mandatory for the Beneficiary to always call and report to the assistance center at the numbers indicated on your voucher, within 24 hours of the first symptom or event for the medical or non-medical benefits provided by the plan. In the event of a real and verifiable emergency, you should go to the nearest hospital and will have 24 hours to report. Failure to notify any event will lead to the automatic loss of any right to claim. Failure to report an incident within 24 hours will result in a denial of coverage.

Exclusions

BMI exclusions apply.

This is a benefits summary. TripKavach travel-protection plans provide assistance for emergencies and contingencies during international trips. They are not medical insurance, an extension of social security, or prepaid healthcare. Coverage is governed by the plan Terms & Conditions.

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